Holden Agency Insurance Blog http://www.holdenagency.com/blog en Life Insurance http://www.holdenagency.com/blog/life-insurance <div> <br /> <img alt="Community Icon" src="/sites/default/files/blog-content/u12/community-thmd.png" style="width: 150px; float: right; height: 61px;" /></div> <div> &nbsp;</div> <div> &nbsp;</div> <div> There are many life events that we may be experiencing now or may experience in the future. Let&rsquo;s take a look at what some of those experiences could be and how Life Insurance is an important factor in protecting you and your family&rsquo;s future financial wellbeing.</div> <ul> <li> <strong>Change of job status</strong></li> </ul> <div> </div> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/life-insurance" dc:identifier="http://www.holdenagency.com/blog/life-insurance" dc:title="Life Insurance" trackback:ping="http://www.holdenagency.com/trackback/633" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/life-insurance" target="_blank">read more</a></p> Holden Agency Home Page Insurance Life insurance Patriot Personal Insurance Tue, 29 Mar 2016 18:07:29 +0000 JSteele 633 at http://www.holdenagency.com 5 Tips for Safety in Boating and Watersports http://www.holdenagency.com/blog/5-tips-safety-boating-and-watersports <p><strong>1.Stay sober. </strong>You should stay hydrated while boating so you want to drink lots of water. Save the alcohol for the shoreline after you are safely docked. There is a time and place for everything. Be a careful and responsible boater for your safety and the safety of others enjoying the Maine lakes.</p> <p><strong>2. Watch the weather.</strong> You know the saying, &ldquo;In Maine, the weather can change every ten minutes.&rdquo; You need to be prepared for anything. Big Sebago Lake can be a scary place to be when a storm is hitting.</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/5-tips-safety-boating-and-watersports" dc:identifier="http://www.holdenagency.com/blog/5-tips-safety-boating-and-watersports" dc:title="5 Tips for Safety in Boating and Watersports" trackback:ping="http://www.holdenagency.com/trackback/632" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/5-tips-safety-boating-and-watersports" target="_blank">read more</a></p> Holden Agency Home Page Boat Insurance Boating Insurance Maine Boat Insurance Maine Lakes Maine Summers Personal Insurance Thu, 24 Mar 2016 20:15:45 +0000 Sharon Little 632 at http://www.holdenagency.com The Cost of Flooding http://www.holdenagency.com/blog/cost-flooding <p>When it rains, it pours.&nbsp; And when it pours, rivers and streams have a tendency to flood.&nbsp; When water becomes abundant enough, it can become extremely powerful.&nbsp; Maine Flood damage can be <img alt="Flooded Room" src="/sites/default/files/blog-content/images/Flooded_Room.jpg" style="width: 350px; height: 217px; margin-left: 5px; margin-right: 5px; float: right;" />very costly in certain areas and many homeowners are not aware that flood protection is not included in their Maine homeowners insurance and must be purchased separately.&nbsp; According to the National Flood Insuran</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/cost-flooding" dc:identifier="http://www.holdenagency.com/blog/cost-flooding" dc:title="The Cost of Flooding" trackback:ping="http://www.holdenagency.com/trackback/631" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/cost-flooding" target="_blank">read more</a></p> Holden Agency Home Page Flood Insurance Personal Insurance Wed, 24 Feb 2016 15:51:40 +0000 HoldenAgency 631 at http://www.holdenagency.com 2015 - 1040 Tax Forms and Health Insurance http://www.holdenagency.com/blog/2015-1040-tax-forms-and-health-insurance <p>Today&rsquo;s update provides information about the 2015 - IRS 1040 tax forms and the reference to health insurance in the forms.</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/2015-1040-tax-forms-and-health-insurance" dc:identifier="http://www.holdenagency.com/blog/2015-1040-tax-forms-and-health-insurance" dc:title="2015 - 1040 Tax Forms and Health Insurance" trackback:ping="http://www.holdenagency.com/trackback/629" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/2015-1040-tax-forms-and-health-insurance" target="_blank">read more</a></p> Employee Benefits Home Page 2015 - 1040 Tax Forms and Health Insurance Employee Benefits Thu, 21 Jan 2016 14:06:05 +0000 rlapointe 629 at http://www.holdenagency.com IRS issues notice providing a delay in distributing 1094-C and 1095-C http://www.holdenagency.com/blog/irs-issues-notice-providing-delay-distributing-1094-c-and-1095-c <p>Today&rsquo;s update provides information about a notice from the IRS which provides transitional relief for the 2015 reporting year only regarding the distribution of Forms 1094-C (Transmittal of Employer &ndash; Provided Health Insurance Offer and Coverage Information Returns) and 1095-C (Employer &ndash;Provided Health Insurance Offer and Coverage).&nbsp; This reporting requirement applies to Applicable Large Employers (Employer with 50+ Full-Time Equivalent employees).&nbsp;&nbsp; Please see the following:</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/irs-issues-notice-providing-delay-distributing-1094-c-and-1095-c" dc:identifier="http://www.holdenagency.com/blog/irs-issues-notice-providing-delay-distributing-1094-c-and-1095-c" dc:title="IRS issues notice providing a delay in distributing 1094-C and 1095-C" trackback:ping="http://www.holdenagency.com/trackback/628" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/irs-issues-notice-providing-delay-distributing-1094-c-and-1095-c" target="_blank">read more</a></p> Employee Benefits Home Page IRS issues notice providing a delay in distributing 1094-C and 1095-C Employee Benefits Tue, 05 Jan 2016 13:24:52 +0000 rlapointe 628 at http://www.holdenagency.com Cadillac/Excise Tax Delayed http://www.holdenagency.com/blog/cadillacexcise-tax-delayed <p>Today&rsquo;s update is about the Excise Tax.&nbsp; On 12/18/15 Congress passed, and the President signed, legislation that delays the Affordable Care Act (ACA) Excise Tax (also called the Cadillac Tax) for two years.&nbsp; The Excise Tax was originally set to go into effect in 2018, and is now delayed until 2020.</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/cadillacexcise-tax-delayed" dc:identifier="http://www.holdenagency.com/blog/cadillacexcise-tax-delayed" dc:title="Cadillac/Excise Tax Delayed" trackback:ping="http://www.holdenagency.com/trackback/627" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/cadillacexcise-tax-delayed" target="_blank">read more</a></p> Employee Benefits Home Page Cadillac/Excise Tax Delayed Employee Benefits Mon, 28 Dec 2015 16:17:59 +0000 rlapointe 627 at http://www.holdenagency.com Turkey Fryer Safety- 5 Tips for Deep Frying a Turkey This Thanksgiving http://www.holdenagency.com/blog/turkey-fryer-safety-5-tips-deep-frying-turkey-thanksgiving <p>Those in greater Portland, Me&nbsp; who have tasted deep-fried turkey usually say there&rsquo;s simply no comparison to an oven-roasted bird &mdash; turkey out of the fryer is moist, with crispy skin and a beautiful color.</p> <p>And, it cooks much more quickly than a turkey in the oven, which means you don&rsquo;t have to wait for hours on end to get your fix.</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/turkey-fryer-safety-5-tips-deep-frying-turkey-thanksgiving" dc:identifier="http://www.holdenagency.com/blog/turkey-fryer-safety-5-tips-deep-frying-turkey-thanksgiving" dc:title="Turkey Fryer Safety- 5 Tips for Deep Frying a Turkey This Thanksgiving" trackback:ping="http://www.holdenagency.com/trackback/626" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/turkey-fryer-safety-5-tips-deep-frying-turkey-thanksgiving" target="_blank">read more</a></p> Holden Agency Home Page Claims Deep Frying a Turkey Fire Hazard Home Insurance Insurance Thanksgiving Turkey Personal Insurance Mon, 23 Nov 2015 14:56:10 +0000 Sharon Little 626 at http://www.holdenagency.com Top 10 ways to honor a veteran on Veterans Day http://www.holdenagency.com/blog/top-10-ways-honor-veteran-veterans-day <p><strong>Top 10 ways to honor a veteran on Veterans Day</strong></p> <p>Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American&rsquo;s war dead; Veterans Day is intended to honor the service of all U.S. veterans, both living and dead.</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/top-10-ways-honor-veteran-veterans-day" dc:identifier="http://www.holdenagency.com/blog/top-10-ways-honor-veteran-veterans-day" dc:title="Top 10 ways to honor a veteran on Veterans Day" trackback:ping="http://www.holdenagency.com/trackback/625" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/top-10-ways-honor-veteran-veterans-day" target="_blank">read more</a></p> Holden Agency Home Page Thanks for serving Veterans Veterans Day Personal Insurance Mon, 09 Nov 2015 20:42:46 +0000 Sharon Little 625 at http://www.holdenagency.com Overview of the 2015 1094-C and 1095-C Employer Reporting Forms http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms <p>Today&rsquo;s update provides you with a revised <a href="/sites/default/files/blog-content/u9/Overview%20of%201094%20and%201095%20forms-Revised%20Nov%202015.pdf">overview</a> of the Employer Shared Responsibility and Minimum Essential Coverage (MEC) Reporting &ndash; also known by the forms 1094-C and 1095-C.</p> <p>The final 2015 forms were released late September 2015.&nbsp; There were very few changes to the actual forms, but a few elements were either added or revised to the final instructions.&nbsp; Here are some of the highlights:</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms" dc:identifier="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms" dc:title="Overview of the 2015 1094-C and 1095-C Employer Reporting Forms" trackback:ping="http://www.holdenagency.com/trackback/623" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms" target="_blank">read more</a></p> Employee Benefits Home Page Employee Benefits Thu, 05 Nov 2015 15:04:46 +0000 emcpherson 623 at http://www.holdenagency.com Overview of the 2015 1094-C and 1095-C Employer Reporting Forms http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms-0 <p>Today&rsquo;s update provides you with a revised <a href="/sites/default/files/blog-content/u9/Overview%20of%201094%20and%201095%20forms-Revised%20Nov%202015.pdf">overview</a> of the Employer Shared Responsibility and Minimum Essential Coverage (MEC) Reporting &ndash; also known by the forms 1094-C and 1095-C.</p> <p>The final 2015 forms were released late September 2015.&nbsp; There were very few changes to the actual forms, but a few elements were either added or revised to the final instructions.&nbsp; Here are some of the highlights:</p> <!-- <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:trackback="http://madskills.com/public/xml/rss/module/trackback/"> <rdf:Description rdf:about="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms-0" dc:identifier="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms-0" dc:title="Overview of the 2015 1094-C and 1095-C Employer Reporting Forms" trackback:ping="http://www.holdenagency.com/trackback/624" /> </rdf:RDF> --> <p><a href="http://www.holdenagency.com/blog/overview-2015-1094-c-and-1095-c-employer-reporting-forms-0" target="_blank">read more</a></p> Employee Benefits Home Page Employee Benefits Thu, 05 Nov 2015 15:04:50 +0000 emcpherson 624 at http://www.holdenagency.com