Will your employees be covered in the event of a disability that keeps them from working? One way to be sure they will be covered is to provide your employees with disability insurance. Short-term disability coverage (also known as income-protection coverage) will provide benefits based on a percentage of the employee’s salary during a disability that lasts generally 6 months or less.
Long-term disability coverage takes up where short-term coverage leaves off and provides eligible employees with benefits during a period of disability, lasting up to age 65 or normal Social Security retirement age. We work with a number of disability-insurance carriers. Click here to see a list of the carriers with whom we are licensed, and to be connected to their websites.